Change Jobs
Your job could change for any number of reasons. Be sure to consider the impact on your family. Will you see a change in income or expenses? Do you need to relocate? Does it impact your spouse’s job or your family routine? Be sure to review the impact on your budget.
Having built up an emergency fund can make the transition a lot easier to manage. If the job change is unexpected, and forced upon you because of health issues, having put in place the right life and disability insurance could make all the difference for you and your family.
Don’t ignore your retirement plan. If you have a pension, 401(k), 403(b), or other employer-sponsored retirement plan, you will have several options to consider. Your retirement assets are too important to leave to chance. Now is the time to meet with your advisor to learn your options, and make the best of the assets your worked so hard to build.